Farmers business insurance offers specific coverage for a wide variety of industries:
 

• Apartment – For Apartment Building Owners
• Auto Service and Repair – Auto Body Shops, Oil Change Shops, Transmission Shops and more
• Commercial Real Estate – Office Buildings, Retail Shopping Centers and Industrial Buildings
• Education & Non-Profit – Museums, Schools, Civic Groups and more
• Home and Building Service – Plumbers, Electricians, Landscapers, Painters and more
• Homeowners Association – Coverage for the property location and more
• Hospitality – Hotels, Motels and Bed & Breakfasts
• Manufacturing – Product, Food, Commercial Printing, Equipment and more
• Professional Service –  Medical, Veterinary and other Business Professional Service providers
• Religious Organization – Explore coverage for Business Property and Business Liability
• Restaurant – Fine Dining, Quick Service and Casual Restaurants
• Retail Store – Salons, Dry Cleaners, Boutiques, Convenience Stores and more
• Wholesale – Specialized coverage like Business Liability, Business Auto insurance and more

Add-ons to customize your business insurance coverage

Our specialized coverage options allow you to design a policy that fits, including cyber liability and data breach expense, equipment breakdown coverage and employment practices liability.

Increased protection if you already have business insurance

Remember, as your business grows, your coverage needs may evolve over time. Reviewing your policy with your Farmers agent annually can help you discuss potential gaps so you can select the coverage that you want and protect your business.

The benefits of working with a Farmers agent

Farmers agents have the experience to help your small business with your insurance at any stage of growth. We’re local, small business owners in your community and can discuss personalized insurance coverage options so you can select the right coverage for your business. We understand the importance of keeping business operations running smoothly. To see how your business can benefit from Farmers Business insurance, contact a Farmers agent to discuss your insurance needs.

Accident Forgiveness

You’re normally a great driver, but you just had your first claim in years and you’re nervous about your rate changing. Well, if you have this option, don’t worry! Farmers will forgive one accident for every three years you drive without one.

No Fault, No Foul

Accidents happen (that’s why you have insurance), and Farmers knows that they aren’t always your fault. That’s why, with this option, your rate remains unchanged when you’re not at fault in any accident while your Farmers policy is in force.

Small Claim Forgiveness

With this option, your rates will never go up because of a fender bender or other small accident even if it’s your fault.

Incident Forgiveness

Get a speeding ticket? Pretty frustrated? We understand these things happen. With this added option, Farmers won’t increase your rates for a citation, as long as no claim is filed.

Farmers Rideshare

Insurance coverage for rideshare drivers doesn’t have to be confusing. Farmers Rideshare can provide you with seamless personal auto coverage until the full commercial liability coverage provided by your rideshare company begins.