Your Business Is Important, Protect It With Farmers Commercial Insurance

Protect your business with Farmers commercial insurance.  Select insurance coverage against loss or damage to your property, employees and assets. Farmers offers commercial insurance options designed to cover your business in case of employee injury, accidents and many natural disasters—including coverage for property damage, legal liability, business auto, employee-related risks, loss prevention and more.

Farmers agents are business owners like you, so they understand that selecting the coverage you want and obtaining the right type and amount of insurance for your business is important and can help you avoid costly gaps in coverage.

When the unexpected does happen, our award-winning claims department is there with friendly, convenient service.

Industry knowledge, insightful coverage options

Farmers business insurance offers specific coverage for a wide variety of industries:


Add-ons to customize your business insurance coverage

Our specialized coverage options allow you to design a policy that fits, including cyber liability and data breach expense, equipment breakdown coverage and employment practices liability.

Increased protection if you already have business insurance

Remember, as your business grows, your coverage needs may evolve over time. Reviewing your policy with your Farmers agent annually can help you discuss potential gaps so you can select the coverage that you want and protect your business.

The benefits of working with a Farmers agent

Farmers agents have the experience to help your small business with your insurance at any stage of growth. We’re local, small business owners in your community and can discuss personalized insurance coverage options so you can select the right coverage for your business. We understand the importance of keeping business operations running smoothly. To see how your business can benefit from Farmers Business insurance, contact a Farmers agent to discuss your insurance needs.

Accident Forgiveness

You’re normally a great driver, but you just had your first claim in years and you’re nervous about your rate changing. Well, if you have this option, don’t worry! Farmers will forgive one accident for every three years you drive without one.

No Fault, No Foul

Accidents happen (that’s why you have insurance), and Farmers knows that they aren’t always your fault. That’s why, with this option, your rate remains unchanged when you’re not at fault in any accident while your Farmers policy is in force.

Small Claim Forgiveness

With this option, your rates will never go up because of a fender bender or other small accident even if it’s your fault.

Incident Forgiveness

Get a speeding ticket? Pretty frustrated? We understand these things happen. With this added option, Farmers won’t increase your rates for a citation, as long as no claim is filed.

Farmers Rideshare

Insurance coverage for rideshare drivers doesn’t have to be confusing. Farmers Rideshare can provide you with seamless personal auto coverage until the full commercial liability coverage provided by your rideshare company begins.